Safeguarding Specialized Careers

Entertainment industry professionals face fluctuating annual incomes and high risk. Traditional carriers may refuse coverage.

• High-limit disability insurance tailored for actors
• Income protection during career interruptions
• Policies designed for both on-stage and behind-the-scenes professionals

Athletes consistently face injury risks, requiring high-limit, specialized insurance.

• Protection against career-ending or temporary disabilities.
• Non-appearance coverage for essential roles or events
• Accidental death & dismemberment and contingency coverage
• Policies tailored to the specific occupational hazards of professional athletes

Job duties of travel observation and public speaking need custom designed insurance products.

• Covers contracts between companies, employees, business partners, or personal agreements
• High-limit coverage where traditional plans fall short
• Ensures contracts remain secure and financial commitments are protected

Highly compensated executives require high-limit disability coverage to protect personal and business finances.

• Issue limits up to $100,000/month or more
• Participation Limits: 75% personal, 100% business use
• Can be used as:
  • Primary Coverage
  • Excess / Supplemental Coverage
  • Special Risk Coverage
  • Domestic & International Coverage

Attorneys, judges, and other legal professionals often earn beyond traditional insurance limits, leaving them underinsured.

• Primary Coverage
• Excess / Supplemental Coverage
• Special Risk Coverage
• Domestic & International Coverage
• Group, practice and individual products available

Leagues face complex risk exposures that demand specialized protection.

• High-limit disability for athletes and staff
• Accidental death & dismemberment coverage
• Contingency coverage for unexpected disruptions
• Non-appearance protection for essential personnel

Models face demanding job duties similar to today's athletes, requiring custom coverage.

• Maintains personal lifestyle and family financial security
• Ensures business continuity, covering payroll, rent, and operational expenses
• High-limit disability plans keep modeling agencies and clients functioning smoothly

Artists face unique financial exposures due to performance schedules, specialized skillsets, and variable income.

• Non-appearance coverage for tours or key performances
• High-limit disability, accidental death & dismemberment, and contingency coverage
• Protection for both performing and supporting staff in the industry

Designed for medical professionals to maintain lifestyle and income if illness or injury prevents work. Also available for hospitals and practices to protect their key revenue driving surgeons and doctors.

• Issue limits up to $150,000/month or more
• Personal income protection participation up to 75%
• Business use coverage up to 100%
• Comprehensive plans for doctors, surgeons, and other healthcare professionals

Entertainment roles behind the camera or stage require specialized coverage due to unpredictable work schedules.

• High-limit disability protection for producers and directors
• Coverage ensures income security even during production halts
• Designed for both short-term and long-term disability scenarios

Teams and universities require coverage for athletes, coaches, and staff due to high-risk operations.

• High-limit disability for athletes and staff
• Accidental death & dismemberment coverage
• Contingency coverage for disruptions
• Non-appearance coverage for key personnel and talent

Athletes face rigorous physical demands, and even a minor injury can end a career. Traditional insurers often decline coverage due to high risk.

• High-limit disablity for professional and collegiate athletes
• Protection against career-ending or temporary injuries
• Income replacement tailored to high-earning sports professionals
• Policies designed to support executives managing teams and athlete contracts