Specialized Coverage Offerings

Protecting your most important clients with innovative, high-limit insurance solutions.

Contractual Guarantee Disability Insurance

Protect contracts and financial commitments when unforeseen disability prevents fulfillment in the sports, entertainment, or white-collar industries

  • Bespoke insurance policies are designed to mirror the terms and conditions of your clients contract
  • Covers contracts between companies, employees, business partners, or personal agreements
  • Safeguards revenue, partnerships, and contractual obligations from financial loss

NIL/University Revenue Protection

Specialized coverage for universities, NIL collectives and student athletes

  • Reimburses payments if a student-athlete is injured and unable to perform
  • Protects financial commitments of schools, businesses, and other third-parties
  • Coverage can scale forward to future talent or funding seasons

Entertainer Disability Insurance

Insurance for actors, musicians, and entertainers whose unique skills and income sources require specialized products

  • Non-appearance coverage to protect sold-out tours or key performances
  • Coverage for studios or productions relying on essential talent
  • Includes high-limit disability, accidental death, death any cause, and contingency coverage

Players, Coaches, and Sports Executives Insurance

Specific own-occupation coverages for these unique careers

  • Protection against temporary or career-ending disabilities
  • Coverage addresses the physical and performance risks inherent to elite athletes and front office executives
  • Includes income replacement solutions for high-earning athletes and their agents

Personal Income Protection Disability Insurance

High-limit coverage to safeguard individuals and families against financial losses from disability

  • Maintains lifestyle, household income, and children’s education
  • Provides security during temporary or permanent disability
  • Helps clients continue living comfortably even when unable to work

Buy-Sell Disability Insurance

Protects multi-owner businesses if one partner becomes permanently disabled

  • Maintains stability of the company through buy-out plans
  • Prevents financial disruption from a partner’s unexpected disability
  • Policy limits can match the full value of even nine-figure companies

Loan Indemnification Disability Insurance

Meets lender requirements and protects borrowers from financial disruption

  • Pays monthly loan payments if a borrower becomes disabled
  • Can cover the remaining balance of loans
  • Provides banks with assurance that repayments continue despite unforeseen disability

Key Person Disability Insurance

Protects businesses against loss of critical employees

  • Safeguards revenue and operations if a key employee cannot work
  • Provides funds to hire temporary staff or offset permanent replacement costs
  • Maintains cash flow, recruitment, training, and startup expenses during disability

Business Overhead Expense Disability Insurance

Keeps businesses running smoothly when owners or principals are unable to work

  • Covers rent, utilities, payroll, and other essential operating expenses
  • Prevents temporary or permanent business closures due to disability
  • Ensures continuity of operations and protects financial stability

Protecting Your Critical Contracts

Facing high-stakes agreements and complex risks, our team delivers unparalleled protection for contractual obligations-connect with our specialists for peace of mind.

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